Public Adjusting & Appraisal
A Fair Claim Outcome After Storm Damage to Your Home
Middle Tennessee Adjusting & Appraisal represents homeowners — not the insurance company — through the claims process after wind, hail, and storm damage. Veteran-owned, state-licensed, and built on a straightforward accounting of what repairs actually cost.
Our History
Built on Fair, Documented Claims
Middle Tennessee Adjusting & Appraisal was founded on a simple premise: homeowners deserve the same level of expertise on their side of a storm damage claim that the insurance company brings to theirs.
Based in Hendersonville and serving homeowners across Middle Tennessee, the firm works claims from initial inspection through supplement, appraisal, and umpire proceedings — always grounded in a documented, line-by-line accounting of what repairs actually cost.
Founder
Meet James
James founded Middle Tennessee Adjusting & Appraisal to bring homeowners the same rigor and accountability he learned serving in the U.S. Army, applied to the claims process. He's a graduate of Lipscomb University and has spent 6+ years working CAT and appraisal claims across Tennessee.
James lives in Hendersonville with his family, and works directly with homeowners throughout Middle Tennessee on their claims.
- U.S. Army Veteran
- Lipscomb University Graduate
- Lives in Hendersonville, TN
What Guides Us
Our Values
Honesty
A clear, straightforward assessment of your claim — no exaggeration, no false promises.
Integrity
Working every claim by the same documented standard, whether it's straightforward or contested.
Transparency
You'll know where your claim stands at every step, backed by the documentation behind it.
How We Help
Our Services
Supplement Estimate
When the carrier's initial estimate falls short of what it actually costs to repair covered damage, we document the gap and negotiate to close it.
Learn More →Appraisal
When you and your carrier agree damage is covered but disagree on the amount, either side can invoke the appraisal clause already in your policy.
Learn More →Umpire
If the two appraisers can't agree on the amount of loss, a neutral umpire reviews both estimates and issues a binding decision.
Learn More →Contact Us
Tell us about your claim
Reach out for a straightforward conversation about your storm damage claim. We'll respond promptly to discuss whether a public adjuster can help.
Direct Contact
- 242 West Main Street, PMB 261
Hendersonville, TN 37075 - (615) 400-8081
- James@MidTNAdjusting.com